Question 1

What happens after I buy flights?

Accepted Answer

After you have finalized the process to finance your flights with Affirm, you'll need to pay off your flight reservation price on the monthly payment plan that you agreed to. Affirm will send payment reminders by SMS texts to the mobile number that was registered to create your account. Make sure your phone number and email are up to date in your Affirm account so that you don't miss any travel payment plan reminders. Download the Affirm App as well to keep up to date with your payments. Your Affirm flight payments can be made online by debit card or ACH (Automated Clearing House) transfer on the Affirm website where you can also choose to set up an auto-payment. This can be before, during and after your vacation or travel.

Question 2

How do I buy airline tickets with Affirm?

Accepted Answer

Buying airline tickets using an Affirm loan is easy through the online travel website Alternative Airlines. First you have to make a flight search and you will then see a range of different airline results and prices shown. A preview of what you'd need to pay back to Affirm each month will be shown, known as a pre-qualification. Once you have selected your flights, choose to pay with Affirm at the checkout page and an Affirm dedicated window displaying the payment plan will appear. Here you'll have to enter a small number of details to create an account so that Affirm can identify you and make a 'soft check' of your credit record. After entering the relevant details, you'll be instantly told whether your travel loan has been approved. Then, that's everything! Your airline tickets are purchased on either a monthly payment or bi-weekly plan. Affirm is available as a payment option on every single flight sold on our site, as long as you meet the requirements to use Affirm.

Question 3

Will Affirm check my credit score?

Accepted Answer

Yes. When you create an account with Affirm, they will evaluate your credit score with a 'soft' credit check. This will require a few personal details and is done to check your eligibility for financing flights. The 'soft' credit check will not affect your credit score. This process occurs when you have chosen the flights you wish to travel and selected Affirm at the checkout.

Question 4

Is there a credit limit with Affirm?

Accepted Answer

Affirm is not a revolving line of credit and each Affirm loan application is reviewed individually as a closed-end transaction. Find out more information on Affirm credit limits. Note, if you have not repaid a previous loan with Affirm and apply for another loan, you may be denied.

Question 5

How is my personal information stored with Affirm?

Accepted Answer

Affirm sees storing your personal information safely and securely as a top priority. Affirm maintains physical electronic and procedural safeguards to protect personal information and also encrypt sensitive data. Read full information on Affirm's privacy policy.

Question 6

What is an Affirm virtual card?

Accepted Answer

An Affirm virtual card is a digital card that displays the loan that is provided to you when it has been approved by Affirm or through the Affirm app. A virtual card is a 16-digit number that you input at the checkout and the card can only be used once. You can find out more about Affirm virtual cards and how to use them.

Question 7

Can I use Affirm to pay for flights?

Accepted Answer

Yes. Affirm can be used through Alternative Airlines to pay for flights back in monthly or in bi-weekly installments, from over 600 different airlines. Any international or US domestic flight found through the Alternative Airlines' website can be paid with an Affirm loan.

Question 8

What are monthly payments for flights with Affirm?

Accepted Answer

Monthly payments is one of the payment plan options that you can choose to pay with when you select Affirm as your payment option. Monthly payments allow you to split the cost of your tickets over a 3, 6, 12 or 18 month period, with equal payments made 1 x per month until the flight is fully paid off.

Question 9

When is an Affirm down payment required?

Accepted Answer

Affirm will sometimes require a down payment of a fixed amount when to first begin the loan process for your flight ticket reservation. Once the down payment has been paid, Affirm will loan you the money for the remainder of the flight reservation. Your payment options depend on the amount of your purchase and on your eligibility. Smaller purchases can be made in 4 interest-free payments every two weeks with Pay in 4. For larger purchases, the option to make 3, 6, 12, or 18 monthly payments are available and these options may have interest. Note that the loan is to be paid off directly to Affirm and not to Alternative Airlines.

Question 10

What payment options are available to pay for my Affirm payment plan?

Accepted Answer

Affirm payments can be made with a Debit card or ACH transfer via the Affirm website. There you can make individual payments or set up to pay off your flight payment plan with automatic payments. You can also pay for your Affirm installments by check.

Question 11

What will my payment options look like?

Accepted Answer

Your payment options depend on the amount of your purchase and on your eligibility. For smaller purchases, you’ll be able to make 4 interest-free payments every two weeks. For larger purchases, you’ll have the option to make 3, 6, or 12 monthly payments—and these options may have interest.

Question 12

How do I make my Affirm payments?

Accepted Answer

Follow these easy steps to repay your Affirm payments on time: 1. Log in to your Affirm account 2. Enter your cell number where prompted. You will receive a unique security PIN number to your mobile. 3. Use this PIN number where directed and then continue to sign in 4. Once you have signed in, your Affirm payments will be displayed by month. Here you can make the payment you wish to repay. 5. Affirm payments can be paid with either ACH transfer or with a Debit card through the Affirm website. Checks made payable to 'Affirm, Inc' can also be paid towards your Affirm payments. You can also set up automatic payments with Affirm's AutoPay to ensure you don't miss a payment. When your Affirm loan has been accepted for your flights at the point of transaction with Alternative Airlines, Affirm will send a payment reminder to you by either SMS or email, before each of your payments is due. It is advised that your Affirm account is updated with you contact information, such as your email and phone number in order to not miss a payment. Log into the Affirm App too to make payments easily.

Question 13

What does pre-qualification with Affirm mean?

Accepted Answer

Prequalification with Affirm means that Affirm considers you are a suitable candidate to take out a loan based on the information you have provided. It is also a way to find out how you can sensibly spend on the online store you are browsing on. When you buy Affirm travel via the Alternative Airlines website, you will see the amount that will be required to pay each month for each flight result. Find out more if you prequalify with Affirm travel.

Question 14

How do I prequalify for an Affirm loan to travel?

Accepted Answer

Affirm will analyse how much you can borrow to pay off your flight ticket purchase, which is also known as credit check. You will be given an estimated amount that you will have to pay back per month for your flights. The process does not take long and does not affect your credit score. If are buying flights with Alternative Airlines through the Affirm app, the prequalify process will go through a virtual card. There are a few ways to find out if you prequalify to take out a loan for travel with Affirm: you can either select the 'See if you qualify' button through the app or through the online process. Another way is by clicking on the blue "i" icon at the Alternative Airlines' online checkout.

Question 15

Where can I buy flights with Affirm?

Accepted Answer

Qualified customers can book a range or a combination of flights at Alternative Airlines and safely pay off the ticket price in monthly installments with an Affirm loan. Alternative Airlines is one of the world's only online travel agency that offers Affirm as a payment method to pay for airline tickets on a variety of airlines.

Question 16

Where can I find an Affirm payment plan for flights?

Accepted Answer

You can set up an Affirm payment plan for flights with Alternative Airlines. Applying for an Affirm loan does not take long and you are able to begin a flight payment plan at the point of purchase. Simply use the search bar at the top of the page to find different results with 600 airlines and select Affirm to take out a loan to start a payment plan on flights. Make Affirm payments on a range of airline tickets on both domestic and international airlines. Read full information on all flight payment plans available with Alternative Airlines.

Question 17

How many months can I split the cost of my Affirm flight reservation into?

Accepted Answer

Payment options depend on the amount of the purchase and on your eligibility. For larger purchases, you’ll have the option to make 3, 6, 12, or 18 monthly payments — and these options may have interest. For smaller purchases, you’ll be able to make 4 interest-free payments every two weeks with Pay in 4. You have to make a payment for each month of the plan that you choose. As an example, you might pay $43.96/mo USD based on a purchase price of $500.00 USD at 10% APR for 12 months. A down payment may be required.

Question 18

Are Affirm flights cheaper?

Accepted Answer

Paying for flights with an Affirm loan provides more flexibility for your vacations or trips, whether it's for a honeymoon, leisure or business. Select an 0% APR finance plan with Alternative Airlines and pay back over 6 months for flight ticket prices of up to $500.00. An initial down payment may be required. Flight purchases up to $350 can be paid in 4 installments over 6 weeks. The Affirm payment plan allows you to pay off the cost of your airline ticket in bi-weekly or monthly installments, depending on the total price of the ticket(s). This means you don't have to pay for your flights in one lump sum but can spread the cost over time. You can read about the cheapest day to buy flights if you are looking to keep the costs of air travel low too.

Question 19

Are there hidden fees for an Affirm loan?

Accepted Answer

There are no hidden fees when applying for a loan for travel or any other purchase. You are told what is included, as well as the APR and the amount of the monthly payments, before you finalise using an Affirm plan.

Question 20

Is an Affirm loan for travel different to other types of Affirm loans?

Accepted Answer

Affirm loans for travel are not different to any other type of loan provided by Affirm. Flights can be often high-value purchase and having extra time to pay for them on a payment plan will provide more flexibility in payments. Affirm can be used for different types trips, whether a vacation, business, seeing friendly or family or flights for a specific event.

Question 21

Can I apply for a travel loan?

Accepted Answer

arrow down Applying for travel loans to pay off a vacation or business trip are available through Alternative Airlines when selecting Affirm. We have partnered with Affirm to allow you to take out a loan to pay for flights over time, which is an easier, flexible method of seeing the world. When selecting Affirm at the checkout, you can apply for a loan in a separate window and begin paying your flight ticket purchase over time. A soft credit check is carried out and the process does not take long. There is a range of airlines you can travel on with an Affirm loan. Customers applying for an Affirm travel loan must be 18+, a US or resident and have a valid US cell phone number.

Question 22

How long does it take to apply for an Affirm loan to travel?

Accepted Answer

If you are planning to use Affirm to pay off your next vacation, it doesn't take long to apply for a travel loan. Once you have selected the flights you want with Alternative Airlines, you can select Affirm at the point of the transaction when you arrive at the checkout page. All you need to do is enter a few personal details and Affirm will determine whether you're eligible for a payment plan for flights in a matter of seconds.

Question 23

What is the maximum amount I can get for my Affirm travel loan?

Accepted Answer

arrow down Affirm provides loans of up to a maximum value of $15,000 USD (around $20,500 CAD) on all flight travel booked with Alternative Airlines. No matter which route or airline you're flying on, Affirm travel loans are available with all flights.You have to be over 18, a US resident and hold a US cell number to apply for an Affirm loan.

Question 24

Can I repay my Affirm travel loan off early?

Accepted Answer

Early payments for your travel loan with Affirm can be made. If you pay off the entire value of your airline tickets before the end of the monthly plan, you'll only be charged interest on the amount of time that the travel loan was active. Information on accidental or overpayments for airline ticket with Affirm payments is also available.

Question 25

Can I pay for my flight tickets back after I have traveled using Affirm?

Accepted Answer

Yes. Depending on when you travel, you can pay for part of or all of your Alternative Airlines' flight ticket reservation after you travel! Affirm gives you the option of different flight payment plans — smaller purchases of $50 - $350, you’ll be able to make 4 interest-free payments every two weeks. For larger value airline tickets of $350+, you’ll have the option to make 3, 6, 12, or 18 monthly payments—and these options may have interest. Your payment options depend on the amount of your purchase and on your eligibility. Unless a down payment is required, your first payment is due one calendar month after the date your loan is processed. So, if you choose to pay over 6 months and your date of travel is only one month after you make your flight reservation, you will be paying for most of your flight reservation after you travel!

Question 26

Can I use Affirm to pay for flights on all airlines on your site?

Accepted Answer

Yes, you can use Affirm to pay for flights on all airlines on the Alternative Airlines site. There are no restrictions on the airline that you choose or the where you're flying between.

Question 27

Can I pay for flights outside of the US and pay at a later date?

Accepted Answer

Yes, flights can be paid with Alternative Airlines to travel either inside or outside of the US and pay off at a later date by using an Affirm travel loan as a payment method. Affirm travel payment options are available with domestic flights within the US, international flights flying from the US and all other flights outside of the country.

Question 28

What is Affirm travel?

Accepted Answer

Affirm travel is a loan that can be applied through the U.S based financing company to credit travel-related needs such as flights. When booking flights with Alternative Airlines, you can apply for a loan for a for tickets on a great variety of airlines. What's more, different destinations and cities can be found using the Alternative Airlines multi city flight option for your next vacation and pay with an Affirm travel loan.

Question 29

How does Affirm travel work?

Accepted Answer

Affirm travel works as a loan provision to credit your travel-related needs when booking with Alternative Airlines, up to the value of $17,500 USD. For example, if you want to use Affirm to pay for your flight travel, you'd simply complete a search on the Alternative Airlines website, choose the flights that you'd like to pay for over time and select Affirm as a payment method at the checkout page.

Question 30

How can I contact Affirm customer service?

Accepted Answer

Information for questions regarding an Affirm travel loan such as credit score approval or updating your mobile number on your Affirm account is available on the help section of Affirm website.

Question 31

What are the terms and conditions of using the AFFIRM50 promo code with Affirm?

Accepted Answer

Promo code offers can only be applied to up to 5 passengers in one booking, with a maximum of $10 being discounted per person. For example, 1 passenger booking will save $10 off their purchase. More than 5 passengers can be booked in the same reservation, however, the promo code can only be redeemed for up to 5 people. There is one voucher used per the customer's email address. Promo code offers can only be redeemed in USD only. Applicants must be over the age of 18. Promo code discounts are non-refundable and are only valid up until the stated expiry date.

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