Discover consider teaming up with Masterpass and Visa Checkout
Visa Checkout hopes to join industry giants such as PayPal and Google Pay by becoming one of the buttons you see on a retailer such as Alternative Airline's checkout page. Instead of competing in this market solo, however, the world's largest card networks, Visa and Mastercard, are going to combine their strengths and add both their new online payment methods, Visa Checkout and Discover will collaborate in this venture. The cards are hoping to compete with the services offered by PayPal. However, this project is still in the early stages. The button is still being developed. Mastercard and Visa won’t start moving consumers enrolled in Visa Checkout and Masterpass to the new program until later this year.
1 marzo 2018
Discover to expand in IoT Payments with FitPay
Discover Financial Services Inc. and FitPay Inc. has announced a network services agreement. This agreement will commence a seamless payment experience for Discover cardholders, along with users of other partner cards. Customers will be able to make contactless payment transactions at retail locations with wearable or Internet of Things (IoT) devices that have payment capabilities powered by FitPay.
The Internet of Things has aspirations to revolutionize the payments industry. Discover Financial sees huge growth opportunity in the expanding IoT payments' space. The IoT has taken the payment process to the next level, where payments can be made via a broad and diverse ecosystem of Internet-connected devices, such as wearables, connected cars, and smart home devices from the current focus on mobile phones, cards, and point-of-sale devices. The need of the hour is seamless payments through a number of touchpoints.
Discover Financial is predicted to increase its IoT partnerships by enabling it to grow its business volume and strengthen its brand name. It is estimated that more than 20.4 billion devices will be connected to the Internet by 2020. Discover Financial has been on the forefront with respect to technological investments and enhancements. It is a leader in its market and investors have high confidence in the company, given its robust operating fundamentals and future growth.
21 febrero 2018
Discover launch Cashback Checking Account
the payments company has announced the debut of a new rewards program for its Cashback Checking account, in which customers can earn cash back after completing debit card purchases. In a press release, Discover said that with the new program, Discover Cashback Checking customers can earn 1% cash back on up to $3,000 in qualifying debit card purchases each month. The program is one of the initiatives Discover said is setting its Cashback Checking product apart from its peers. The product includes no monthly fee, no minimum balances and access to no-fee ATMs throughout the U.S.
“We know customers are looking for something truly different, which is why we created a checking account that not only rewards customers with cash back when they use their own money, but also helps them save by not charging any fees,” said Arijit Roy, vice president of Deposits at Discover, in the press release. “Discover Cashback Checking was developed with the same great features and benefits for which our company is known, such as award winning, 100 percent U.S.-based customer service and the peace of mind knowing we take proactive steps to safeguard your money and information.” Discover said customers can get their cash back bonuses transferred to a Discover credit card Cashback Bonus account.
In addition to the cash back offer, Discover said the Cashback Checking account has no monthly fees, no-fee access to more than 60,000 ATMs in the U.S., 24/7 customer services and online and mobile account access. This isn’t the only initiative Discover has begun in recent weeks to make consumers’ lives easier and more rewarding when they use Discover payment cards. In December, the company announced that as of abril 2018, customers will no longer be required to provide a signature when they make retail purchases with their credit card or debit card at the point of sale (POS) when it’s on the Discover Global Network in the United States, Canada, Mexico and the Caribbean.
In a press release at the time, Discover said the change was prompted by the company’s efforts to improve the payment experience by speeding up the checkout process, all while maintaining a high level of credit card security for customers and merchants. Discover said it has already embraced several other digital authentication technologies — such as tokenization, multi-factor authentication and biometrics, which are more secure than requiring a signature and provide a more seamless payment transaction.
31 enero 2018
Discover to talk at Credit Suisse 2018 Financial Services Forum
Mark Graf, executive vice president and chief financial officer of Discover, will present at the Credit Suisse Financial Services Forum in Miami on Tuesday, febrero 13, 2018, at 1:00 p.m. EST. A link to the listen-only live audio webcast will be posted on the day of the conference to Discover's Investor Relations website. A replay will be available for 90 days after the conference at the same website address.
13 octubre 2017
Discover habilita el canje de recompensas a través de Apple Pay
Discover anunció esta semana que permitirá a su tarjetahabiente canjear recompensas de bonificación en efectivo por un crédito de estado a través de Apple Pay, según un comunicado de prensa.
Discover es el primer emisor de tarjetas de crédito que ofrece la posibilidad de canjear recompensas después de una compra a través de Apple Pay.
"El canje de bonificación en efectivo a través de Apple Pay puede realizarse en solo dos toques para los miembros de la tarjeta Discover", dijo Szabolcs Paldy, vicepresidente de e-business para Discover, en el comunicado. "Nos comprometemos a proporcionar soluciones sencillas y valiosas a nuestros clientes donde y cuando las necesiten. La experiencia del cliente depende de la adopción de tecnologías primeras en dispositivos móviles como Apple Pay, y esta nueva capacidad hará que el canje de bonos en efectivo sea aún más fácil y conveniente para nuestra tarjeta miembros ".
Discover Cashback El canje de bonos a través de Apple Pay requiere un iPhone 6 o posterior. Los miembros de la tarjeta deben tener:
- Una tarjeta Discover agregada a Apple Pay.
- La versión de la aplicación Discover Mobile 8.9. 0 o superior instalada.
- Un saldo de recompensas más alto que el monto de la compra.
Para canjear el Bonus de reintegro por el crédito del estado de cuenta a través de Apple Pay, los miembros de la tarjeta Discover simplemente:
- Realice una compra elegible con una tarjeta Discover usando Apple Pay en un iPhone.
- Seleccione "Tap for Details" debajo del mensaje de canje Discover en Apple Wallet.
- A continuación, toque para canjear Bonificación de reintegro como un crédito de extracto por el monto de la compra.